Search results for : Stephanie

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News Article

April 26, 2012
Nathaniel Curtis, 67

Funeral Service for the late Pastor Nathaniel Curtis age 67 years of Bowen Sound, Andros will be held on Saturday April 28th, 2012 at 10:00am at Greater Bethel Cathedral, Faith United Way, Blue Hill Road. Officiating will be Bishop Ellis Farrington, Suffragan Bishop Wilfred Mackey, Suffragan Bishop Ezekiel Munnings, Suffragan Bishop Christopher Minnis and other ministers of the gospel. Interment will follow in Lakeview Memorial Gardens & Mausoleum, John F. Kennedy Drive and Gladstone Road.
 Precious memories will linger in the hearts of his devoted wife: Minister Olive Curtis; son: Sergeant 2327 Elvis N. Curtis; adopted son: Sergeant 1426 Kym Flowers; daughters: Lavern Curtis, Registered Nurse Lucy Martin, Kathleen Munnings, Sharneka Burnside, Cynthia Annestor; grandchildren: Jewel Munnings, Clifford Martin Jr., Elvis Curtis Jr., Laurence Burnside Jr., Alfredo and Fredina Munnings, Giles Wells III; daughter-in-law: Michelle P. Curtis; adopted daughter-in-law: Diane Flowers; sons-in-law: Clifford Martin Sr., Freddie Munnings, Lawrence Burnside Sr.; sisters: Isabella Nesbitt, Susan Johnson, Virginia Curtis, Joyce Farrington of Fort Lauderdale; adopted sisters: Evangelist Rachel Mackey, Adrianna Lowe, Lovinia Coakley, Alice Kolp; brothers: Wellington, Cleveland, Emmanuel and Herbert Curtis; sisters-in-law: Marion, Emmaline and Gloria Curtis, Mildred Anderson, Mary Bowe of Grand Bahama, Patricia Brown, Clara Newbold, Katherine Edgecombe, Stephanie Brown, Beatrice Poitier, Prenell Clarke, Pamela Brown; brothers-in-law: Arthur, David and Dr. Eric Brown, Gerald Bowe, Charles Newbold Sr., Peter Poitier, Glenroy Clarke; numerous nieces and nephews: Rev. Cyril Curtis, Dwayne, Cleveland Jr., Larry, Alfred and Bastian Curtis, Elizabeth Brown, Anna Neely, Claire Rolle, Fayeann Reed, Cartwell Curtis, Alton Curtis, ASP. Hervin Curtis, Maria Tate, Christine Edgecombe, Sherry LaFleur, Sergeant 618 Chantel Hepburn, Gloria Whymms, Floridamae Gibson, Mildred, Idamae Nesbitt, Rev. Haywood Nesbitt, Pastor Arnold Nesbitt, Bernard Nesbitt, Shirley, Miriam, Lavanda, Otis, Randolph, Troy and Brandon Neymour, Castina and Daniel Bain, Sharanda and Justin Annestor, Marvin John, Sheryl Martin, Frankymae, Eileen, Shelly, Elder Charles Anderson, Clarrington, Edney and Elon Anderson, Loretta Ferguson, Jacklyn Marshall of South Carolina, Karen Brown, Ricardo Forbes, Kissy and Burke Bowe, Keyano Bowe, Dannielle, Charles III, Arsenio and Charlesetta Newbold, Marshanel, Antoinette, Clementina and Chantel Brown, Dezerene Rolle, Kingston Jr., and Livingston Brown, Erica Bethell, Roger, Robert, Robin and Roxanna Brown, Marvin, Rashad and Bodeisha Brown, Shekinah Edgecombe, Anvard Johnson, Maryann Brown, Edna Forbes; aunt: Janet Bain; godchildren: Glen Mackey, Herman Bain and Shantell Riley; numerous relatives and friends including: Officers and Members of the Highway Pentecostal Church- Blanket Sound, Suffragan Bishop Ezekiel Munnings and Family, Rebecca Munnings and Family, Lindwood Mackey and Family, Elon Anderson, Jeffrey Edgecombe, Merton Thompson, Steve Hanna and Family, Bishop Ellis Farrington and Family, Pastor Bruce Farrington and Family, Pastor Thomas Mackey and Family, Elva Newbold and Family, Janet Coakley and Family, Geneva Braynen and Family, Jacob and Mary Rolle and Family, Thomas and Cinderella Hinsey and Family, Elizabeth Evans and Family, Pastor Leon Hinsey and Family, Fred and Pearl Hinsey, Henry Bain and Family, Diana Beneby and Family, Pastor Prince and Marina Cargill, Reverend Adam Brown and Family, Helen Brown and Family, Joyce Robinson and Family, Adline Wilson and Family, Sidney Bain and Family, Getrude Newton, Patsy, Magnola and Anna Neymour, Mizpah Braynen, Hazel Sargeant and Family, Pastor Raymond Mackey, Beatrice Davis and Family, Pastor Dolly and Leroy Hanna, Elder Beecham Braynen and Family, Wilbert and Eulamae Edgecombe and Family, Apostle Trevor Williamson and Family, Bishop V.G. Clarke and The Calvary Deliverance Church Family, Pastor Simeon Wallace and Family, Rev. Dr. David Braynen and Family, Velma Braynen, Andy and Sharon Smith, Larry Marshall, Pastor Betty Hanna, Sheila Mackey and Family, McKellen and Donna Stubbs, Playdell Gayle, Mike Hornby and Family, Tim and Beth, Brian Hugh, Erma McGregor and Family, Isadora Scott and Family, Wendy McDonald and Family, Mrs. Marguerite Jackson and Family, Brian Major and Family, Minister Claudell Farrington, The North Andros Branch of the Bahamas State Council of the Pentecostal Assemblies of the World, Inc., The entire Central and North Andros Communities and a other relatives and friends too numerous to mention.
Viewing will be held in the Serenity Suite at Restview Memorial Mortuary and Crematorium Ltd., Robinson and Soldier Roads on Friday from 10:00am to 6:00pm and at the church on Saturday from 8:30am until service time.

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News Article

April 12, 2012
Anthony Judson Dorsett, 51

Funeral service for Anthony Judson Dorsett, 51 yrs., a resident of #8 Fort Ave., Kennedy Subdivision, who died on 1st April, 2012, will be held at Temple Baptist Church, #99 Farrington Road, on Saturday at 11:00 a.m. Officiating will be Rev. A. Geoffrey Wood & Pastor Arlington D. Moss. Cremation follows.Left to cherish his memories are his wife: Sonia Deleveaux-Dorsett; mother: Catherine Longley-Dorsett; father: Michael Dorsett; sister: Monique Dorsett-White; brothers: Edward & Paul Dorsett, (pre-deceased by Andrew); mother-in-law: Ena Deleveaux; brother-in-law: Daryl White (New York); niece: Anaya White (New York); nephews: Oneil & Denario Dorsett; grand-niece: Naria Dorsett; uncles: Irvin Bain, Rev. Donald Sherman, Charles Dorsett, David Johnson, Rudolph Stubbs, Joseph Bowles & Aubrey Hanna; sisters-in-law: Deborah McMillan, Theresa & Andrea Deleveaux; aunts: Jacqueline & Ruthmae Bain, Albertha Longley, Betty Ramdas, Patricia Johnson, Dolly Stubbs, Pulcheria Dorsett, Mary Haynes, Rose Bowles (Ft. Lauderdale), Sandra, Anetha & Clara Dorsett & Dr. Ruth Hanna; grant aunts: Ereka Youngblood, Alwyne Scavella, Patricia, Olga & Selah Dorsett; grand uncles: Vincent & Haynes Dorsett & Pastor Neville Scavella; cousins: Kenya, Janine, Michelle, Rashan, Kevin & Dwayne, Rudell, Raquel, Edgar, Ian, Darrin, Dwight, Bonika, Jamal, Keva, Dave, Donava, Donell, Darrell, Charmain, Cory, Wilber, William, Charles, Philip, Angela,Lanell & Paula, Maxine, Keith & Ryan Longley, Vanessa Miller, Lavaughn Forbes, Donna Dorsett, Pastor Paul Scavella, Tangella Forbes, Tangenique Bain, Clement, Shanice & Crystal Forbes & Tenaj Johnson; other relatives & friends: the Longley, Dorsett, Bain, Adderley, Roach, King, McPhee, Davis, Johnson, Coleby, Pinder, Munroe, Pickstock, Forbes, Major & Bonaby families, Rupert Roach, Nathalie Taylor, Sandra Sherman, Stephanie, Shirley Walker, Beverly Moss, Brian (Boldie) Gibson, Anthony (Skeebo) Roberts, Vincent (Shem) Sherman, the Majors (Harbour Island), the Culmers (Betty K crew), Mr. Craig Pyfrom & D.C. Technology, Mr. Levarity & Arawak Stevedores' crew, Floyd Moore, Navalette, Latoya, Julio & Mr. Mervyn Pinder.Friends may pay their last respects at Demeritte's Funeral Home, Market Street, from 10-6:00 p.m. on Friday & on Saturday at the church from 10:00 a.m. until service time.

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News Article

May 24, 2012
Dorene Ester-Mae Rolle, 51

Funeral Service for the Late Dorene Ester-Mae Rolle, 51 years of Claridge Dale Gardens, will be held on Saturday May 26th, 1:30 p.m. at New Bethlehem Baptist Church, Independence Drive. Rev'd. Dr. Everett Brown, Rev'd. Helen McPhee and Rev'd. Dr. Marina P. Sands will officiate. Interment will follow in Woodlawn Memorial Gardens, Soldier Road.
She is survived by her Mother: Minister Irene King; Tw0 Daughters: Shantell Steed, Benkisha Rolle; Two Sons: Emmanuel Rolle, Edward Braithwaite; One Brother: Dr. Rudolph King; Two Aunts: Gracie King, Gwendolyn King; Cousins: Naomi Roberts, Granville, Perry, Terry And Rochelle King, Whitney, Terrance, Orson, And Brian Mortimer, Min. Dorian Cox, Dr. Lina Mortimer-Rayes; Kenneth King ,Apell King, Adrian King, Keysha King-Doziere Of Miami Florida, Otive Brice-King, Shervin King, James And Hiram Dawkins, Deloris Fernander, Hartman Dawkins, Rev'd. Christopher King, Joseph King, Harry King, Ezra King, Huey King, Samuel Hunter, Cordell King-Hunter, Redell King-Hubbard, Idel  King- Burrows, Christine King- Seymour, Elouise King, Maxine King, Minister Charlotte Brown, Michelle Sands, Sheila Sands , Rev'd. Michael, Charles and Sidney Sands, Derek Mackey, Jestina Rolle, David Rolle, Rev'd. Helen McPhee, Kim Hanna, Jackie Smith-McPhee, Shannon McPhee, Shantice McPhee, Ronnie Pratt, Sherry Pratt, Deidre Pratt, Rev'd. Garnet King, Ruth King-Outten, Dora King-Bethel, Paul King, Firstina King-Hepburn, Thelma Rolle, Derek Bowleg, Coral Bonamy, Leslie Bowleg, and Rev'd. Etienne Bowleg, Stephanie Bowleg-McKenzie, Vanria King-Davis, Paulette King-Nairn, Dorothy King-Miller, Ernestine King, Sandra King-Storr, Arthur King Jr. Bradley King , Nora King-Newbold, Etherly King-Gibson, Pearl King-Adderley, Alberta King- Hall, Cynthia King-Stubbs, John King, Rose King, Alverne King, Carol King- Ingraham, Celeste King, Rev'd Percy King, Alton McKenzie, Stephan McKenzie, Emily King-Osadebay , Jackie King-Micklewhite, Delores King-Saunders, Ingrid King, Eleanor King- Conliffe, Clement King, Lowell King, Kerlin King, Octavia King-Johnson, Gladys  King-Sands, David Seymour, Hartman Moncur And Family, Alice, Moncur; And a Host Of Other Relatives & Friends Including: Charles  Braithwaite Jr., Charles Braithwaite Jr., Laniccina Adderley, Christopher Adderley, Edwin Rolle, Percina Rolle, Beverley Rolle, Sharon Rolle, Esthermae Rolle, Princess Smith,  And  Vandmae Rolle-Albury, The King Foundation  Family, Salute To Greatness Awards Family, The King, Seymour Moncur Family, Bahamas Inflight Catering Staff, Ministry Of Education Faculty, Ministry Of Sports Faculty, Staff, Deep Creek Bar & Lounge (Fish Fry), Tims Air- Conditioning Staff, Yellow Strawberry Beauty Salon & Spa Staff, Ferg's Beauty Parlor (Bettyanne); and Many More Family And Friend's  Too Numerous To Me Mention.

Friends may pay their last respects at Bethel Brothers Morticians, Nassau Street on Friday from 10:00 a.m. to 6:00 p.m. and on Saturday at the church from 12:00 noon until service time.

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News Article

May 03, 2012
Chermar Hots or JJ Fox, 31

Chermar "Hots" or "JJ" Fox, 31 yrs., a resident of Carrot Road, Winton Meadows & formerly of John Road, died at his residence on 25 April, 2012.
He is survived by his mother: Nenia Fox; father: Charles Fox; 2 sisters: Cherez Fox-McKenzie & Cherdaria Fox & a host of other relatives & friends.Funeral Services for the late Chermar Denaldo Eric "Hotz" "J.J." Fox, age 31 of Carrot Road, Winton Meadows will be held at St. Agnes Anglican Church, Baillou Hill Road on Saturday May, 12th at 11 a.m. Officiating will be Archdeacon I. Ranfurly Brown assisted by Fr. Neil Nairn. Interment will be in St. Agnes Cemetery, Nassau, Street.

He is survived by his :

PARENTS: Charles and Nenia Fox.

SISTERS: Cherez Fox-McKenzie and Cherdaria Fox.

NIECES: Cherdae Fox, Tyiesha and Andrea McKenzie.

BROTHER-IN-LAW: Tyrone McKenzie

GREAT-GRAND AUNTS: Lillymae Ray and Annabell Taylor of Miami, Florida, Lorna Sweeting, Carnetta Lee, Blanche and Ethlyn Morley.

GRAND-UNCLES: Harris and Samuel Morley.

AUNTS: Blanche Butler, Shirley Fowler,Erica Fox-Lightbourne, Fredericka Fox-Wallace and L. Michelle Fox.

UNCLES: Wellington, McFarlin and Clement Fowler and Lewis Colebrooke,Oswald "Haggie" Lightbourne.

ADOPTED AUNTS: Brenda Ferguson, Cynthia Rolle, Kayla Smith, Florinda Lowe, Michelle Dykens, Sandra Smith, Dorinda Hanna, Edris Roberts, Dorothy Brennen and Rose Cartwright.

ADOPTED UNCLES: Cleophas Johnson, Peter Eneas, Wendal Smith, Mervin Smith and Willis Bain.

A HOST OF OTHER RELATIVES AND FRIENDS INCLUDING: Special friend Wensilie Huyler, Stephanie Cargil and family, Anishka Lewis and family, Tamicka and Nadia Fowler and family, Dion Bullard, Terhern, Atwell, Deanza and Demetrius, Anwar and Terico McKinney and Brett Gibson. Anton and Marvin Mitchell, Clara King, Anitra, Tanico, Ternia, Julian, Tanishka and Lewis Colebrooke, Mia Rolle and family,Whitfield Bain and Family, Mario, Christopher, Doral, Bruce, George, Micheal Butler of Freeport, Grand Bahama, Jermaine and Kevin Smith, Jeffrey Knowles and family, Joyce Moncur and family,Selwin Estwick and family, Rosalie Davis, the Gittens, Rolle, Reckley and Ferguson families and the entire Bain Town community, the Winton Meadows and Carrot Road family, Samuel Strachan and family, Victor Bain and family, Cyril Gibson, Suzzette Pinder, Cheryl Watkins and family, Percy 'Vola' Francis and the Shell Saxon SuperStars' family, Ruthmae Hanna and family of High Rock, Grand Bahama Pinder family of High Rock Grand Bahama, Candricka Ferguson, Crystal Brooks, Treasurer and Staff, Public Treasury Department, Permanent Secretary and staff, Ministry of Foriegn Affairs, Financial Secretary and Staff, Ministry of Finance and Management and Staff of the Water and Sewerage Corporation, Goldie Ranger and Staff of Variety Disposable Goods, Ernest McKenzie and family. Jonathan Rolle and family, Stephen, Arianne and Pinka Rolle and family and many others too numerous to mention. 
Friends may pay their last respects at Demeritte's Funeral Home, Market Street, from 10-6:00 p.m. on Friday & on Saturday at the church from 10:00 a.m. untl service time.

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Dinner for Schmucks
  • Genre : Comedy
  • Rating : T - 15yrs and Older

Tim (Rudd) is a rising executive who "succeeds" in finding the perfect guest, IRS employee Barry (Carell), for his boss's monthly event, a so-called "dinner for idiots," which offers certain advantages to the exec who shows up with the biggest buffoo...

News Article

May 03, 2012
Wilton Alexander Capt. or Box Brown Sr., 73

Funeral service for Captain Wilton Alexander "Capt." or "Box" Brown Sr., 73 yrs., a resident of #73 Old Cedar Street, Yellow Elder & formerly of Bluff, Eleuthera, who died on 26th April, 2012, will be held at Prayer & Praise Assembly, Ragged Island Street, on Saturday at 10:00 a.m. Officiating will be Rev. Cynthia "Mother" Pratt, assisted by other Ministers. Cremation follows.
Left to cherish his memories are his wife: Feletta Brown; Seven daughters: Judy Brown, Evangelist Sandra Knowles, Cpl. 384 Deborah Brown, Elsie Adderley, Portia Farrington, Cheryl and Peaches Brown; Twelve Sons: Captain James, Elder Leslie, Wilton, Darren, Godfrey, Edward, Rickey, Tony, and Jeffrey Brown, Sgt. 2319 Ricardo Neely, Michael and Theadore, One Brother: Henry Michael Brown; Nephews: Doctor Conville Brown, Captain Troy, Lawrence, Kevin, Rudolph, Garnet, William, Michael Brown, Jamal, Robert, Tyrone, Andrew Taylor, Gary and John Bain; Twenty Four Neices: Patsy, Vanria, Eunice, Marsha, Stephanie, Linda, Angila, Natalie, Ann, Neicey, Shirley of New York, Popsie, Janet, Natasha, Sonia, Theresa, Catherine, Kathy, Pam, Pat, Sophia, Cindy, Dinel, Sharia; Seventy Grand Children too numerous to mention including: Sheneka, Omah, Tavares, Cpl. 1416 Deangelo Butler, Gerard, Tavarren, Wenderia, Sandino, PC. 983 Latorio Demeritte, Minister Rantica Knowles, Laron, Lavanda, Urie, Trav is, Randin, Sancheo, Randolph Jr, Keithera, Paige, Nathaniel, Calrino, Miguel, Shaqueii, Shavanti, Lavardo, Donavan, Dentry, Dentrina, Leandra, Nikita, Jamario, Renaldo, Rachea, Desiree, Enrico, Riquell, Alexis, Wilton Jr, Ashinique, Denia, Quinn, Alex, Britney; Great grand children, Grand nieces and grand nephews too numerous to mention; Uncle: Howard Neely of the Bluff, Eleuthera; Aunt: Aletha Hudson of the Bluff, Eleuthera; Daughters in law: Marcia, Jacquel yn, Portia and Andra Brown; Sons in law: Randolph Knowles and Gaylen Farrington; Sisters in law: Merlene and Valerie Taylor of New Jersey;Brother in law: Aswald Taylor of Jamaica; Other relatives and friends including: The Rt. Hon Cynthia "Mother" Pratt, Marilyn,Janet and family of the Bluff, Eleuthera, Doctor Coraine Brown, Hon. Glynnis Hanna Martin, Glass Bottom Boat Association, The Bluff and Lower Bouge Communities, Old Ceder Street, Yellow Elder Community, Staff of Male Medical #2 Princess MargaretHospital, The Neely, Hudson, Brown and Johnson Families, Luceille and Nellie Rolle of Bluff, Eleuthera and Ms. Albury and Family.
Friends may pay their last respects at Demeritte's Funeral Home, Market Street, from 10-6:00 p.m. on Friday & on Saturday at the church from 9:00 a.m. until service time.

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News Article

April 26, 2012
Gene Chea, 78


Gene Chea passed away peacefully with loving family by his side on April 17, 2012.  Beloved husband and best friend of Wendy for 58 years.  Devoted father of Wellington (Patrice), Wilson, Ann, Williamson (Christine), Mary, Margaret, Elizabeth, Walter (Gathnie), Diane (Peter), and William. Proud Papa of Kyle, Christie, Rachel, Calais, Wilson Jr., Travis, Cleopatra, Alexandra, Amanda, Matthew, Aimee, Tiffany, Timothy, Christina, Celeste, Walter Jr., Grace, John, and Alyssia.  Loving brother-in-law of Elaine, Terry (, and Sue (Bill Tam) and their families.  He will be missed by many nieces, nephews, cousins including Percy, Jimmy, Linda, Annie, Mary, Julie and their families, and numerous friends.oooooooooooooooooooooooooooooooooooooooooooooooooooFUNERAL SERVICEFuneral service for the late Mr. Gene Chea, age 78, of the Eastern Road, Nassau, The Bahamas, will be held at Calvary Bible Church, Collins Avenue, Centreville, on Saturday, April 28, 2012 at 11:00 a.m.
Pastor Allan R. Lee assisted by Pastor Frederick Arnett and Pastor Thomas Albury will officiate and interment will be at Ebenezer Methodist Cemetery, East Shirley Street, Nassau.
He passed away peacefully with his loving family by his side on April 17, 2012.  Beloved husband and best friend of Wendy for 58 years. Devoted father of Wellington (Patrice), Wilson, Ann, Williamson (Christine), Mary, Margaret, Elizabeth, Walter (Gathnie), Diane (Peter), and William.  Proud Papa of Kyle, Christie, Rachel, Calais, Wilson Jr., Travis, Cleopatra, Alexandra, Amanda, Matthew, Aimee, Tiffany, Timothy, Christina, Celeste, Walter Jr., Grace, John, and Alyssia.  Loving brother-in-law of Elaine, Terry, and Sue (Bill Tam) and their families.  He will be missed by many nieces, nephews, cousins including Percy, Jimmy, Linda, Annie, Mary, Julie and their families.  Sir Orville Turnquest, Pastor Allan R. Lee and the Calvary Bible Church family, Dr. Gloria Ageeb, Beryl Dillett and family, Rosemary Knowles and family, Oswald Finley, Edna Ferguson, Mr. and Mrs. Sear Ping Yee and family, the Chinese Association of the Bahamas, the staff of Palmdale Furniture - Stephanie Rolle, David Scavella, Jean Louis Olbrice, Naomi Rolle, Marline Alian, and LaFrance Francique, and numerous other relatives and friends.  Special thanks go out to Dr. Lauren Yee and staff, the staff of Windsor Regional Hospital, and Dr. Ian McGilvray and the staff of Toronto General Hospital.

Family and friends may pay their respects at Kemp's Funeral Home Limited, 22 Palmdale Avenue, Palmdale, Nassau, on Friday, April 27, 2012 from 4:00 p.m. to 7:00 p.m.

There will be no viewing at the church.

In lieu of flowers, donations may be made to the Cancer Society of the Bahamas, P.O. Box S.S. 6539, Nassau, in memory of Mr. Gene Chea.

Arrangements by Kemp's Funeral Home Limited.

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  • Genre : Action, Comedy, Crime, Fantasy
  • Rating : C - 18yrs and Older

A recently slain cop joins a team of undead police officers working for the Rest in Peace Department and tries to find the man who murdered him....

News Article

August 11, 2014
The art of minimizing risk

The artist's blank canvas, much like the contractor's bulldozed lot, is the fresh start of a creative project. Similarly, the type of insurance both use to protect their work is exactly the same. Like many small business entrepreneurs, most artists don't think about insurance until the issue is foisted on them through a contract for a large commercial job.
In the past few years, Nassau has seen huge development projects unfold and Bahamians have been bidding for opportunities to provide everything from restaurant fit-outs to artwork. In their requests for proposal (RFPs) the project owner or the company will outline details of the project including the scope of work, fee agreements and general requirements (which are often deal-breakers). Top of the this list of general requirements is always insurance.
The RFP may simply say "You are required to have insurance" or it may go into huge details about the type of insurance and the scope of cover. Often, in these cases, too much information is just as confusing as too little.
For the commission of a large commercial art project, the insurance required is a "contractor's all risk policy" (CAR).
Typically utilized by engineers and builders, the CAR policy consists of two parts of insurance coverage:
Part one: "The works". This covers all risks of damage to the project itself during construction as well as damage to, or loss of, materials and equipment which are to be incorporated into the project. This cover not only includes loss or damage at the site, but also covers items in storage and in transit to the project site. This is perfect for artists who are working in the studio in the early stages and must deliver to the final site later in the project.
Part two: "Public liability". This is where a third party (someone other than the insured artist or contractor) suffers bodily injury or property damage which arises out of the construction operation and for which the insured is responsible.
With a contract works policy, all parties to the contract are covered, including the project owner, the artist (or general contractor) as well as subcontractors.
Note that a contractor's all risk policy scope of cover does not cover liability to employees. Therefore, if there is a crew for which the insured is responsible, a separate employer's liability policy must be effected.
So if you are an artist and you find yourself commissioned to produce a large commercial work, you can take out a separate insurance policy specific to protect your work from certain unforeseen catastrophes.
Can you imagine you are under contract to deliver, take the money, purchase the materials and work for months only to have your project destroyed by fire just before delivery? If uninsured, you would either have to the pay the money back to the project owner or start all over again out of your own pocket doing the job twice and only being paid once. Knowing insurers are there to get you back on your feet can reduce some of the anxiety in what is otherwise an exhilarating project.

o Stephanie Cleare is a fully licensed and qualified account executive at Tavares & Higgs Insurance with 12 years experience in the Bahamian insurance industry. Email her at

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  • Genre : Comedy
  • Rating : TBC - To Be Classified

In Manhattan, a mother of two preparing for her daughter's sixth birthday party has no idea of the challenges she's about to face in order to pull off the event....