By NEIL HARTNELL

Tribune Business Editor

Family Guardian yesterday said it was seeing initial signs that "safeguards to stabilise the volatility" of health claims were having an impact, with total benefits payments down by $0.5 million year-over-year for the 2010 second quarter, as the company reported a 39 per cent net income rise for the half-year.

Patricia Hermanns, Family Guardian's president, told Tribune Business that while the policy-by-policy analysis of its health insurance portfolio to ensure premiums reflected claims experience would take some time to fully bear fruit, the initial indicators were encouraging.

"We're working through it," Ms Hermanns said ...

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